List of the best credit cards in comparison
Online credit cards in comparison: If you have not yet seen my facts check on a real credit card without credit bureau -> Facts about the credit card without credit bureau. Compare and find in this post free credit cards.
The quick & easy way to apply for a no-charge credit card has nothing to do with an instant instant online loan. Nevertheless, the credit card online is becoming increasingly popular, because it gives you an immediate credit frame and you can lend relatively quickly easy money.
Requirements for a free credit card
In this post, I’ll explain how to get a credit card in 3 easy steps. No matter if you want to apply for an instant loan with instant confirmation, or if you are looking for a bridging loan. Whether it is a small loan or a short-term loan.
The most important thing is that you make the application properly and you meet the requirements for the credit card in order to receive an immediate promise with payment.
So you come to a credit card
You can find more information on how you can lend money today and how you can easily request an instant loan with immediate payment!
A credit card is used for many different purposes. Such as for the deposit of a rental car on vacation.
It is clear that you can borrow money quickly with the principle of a credit card. Because as the name says credit, credit card operators give you the money in the form of a loan.
The credit card as an alternative to a bank loan
I always recommend thinking about improving your credit bureau Score. This always helps when applying for a credit card. So if you want to borrow money urgently and need cash immediately, then the credit card is a great way to get fast money.
Tip: You should know your own credit rating. Read more about how you can apply for a free credit bureau self-assessment in just 3 minutes.
For a “usual banking credit”, a credit or installment loan takes much longer compared to the settlement. It is also much more complicated and cumbersome.
The advantage of a credit card is the speed and instant availability of a credit line. The money will be used directly from the credit card and will be debited later from your account.
What are the reasons for not being issued a credit card?
A negative credit bureau entry can be an obstacle to the granting of a credit card. Therefore, it is important that you always remember to improve your credit bureau Score. And if you have a negative credit bureau entry, then you should immediately make corrections to these entries.
Read more in my post how you can delete your credit bureau in 5 steps! Payment errors such as unpaid bills, canceled checks, reminders, enforcement orders, large default of installments, card or account misuse or personal bankruptcy lead to an entry in the credit bureau.
The easy and fast way to the right credit card
If you want to go very fast and you want to spare the arduous search on the Internet, then use my SEARCH FORM. After specifying your desired loan I send you by email a list of selected and suitable credit card providers which you can still borrow money today.
Unemployed, Hartz IV recipients, most students can not provide sufficient credit for a conventional credit card. Please read in my other articles more about what you can do in such a financial situation! Lend money as an unemployed person.
Can anyone get a credit card?
There are some credit card providers that offer credit cards without having to check your credit bureau entry. Sometimes you can even get these credit cards free of charge or for free.
If you are looking for a credit card without credit bureau on the internet, you will find some websites that advertise with “real” credit cards. The quotes “” already point out that they are not really real credit cards. What you are probably looking for is a credit card with no credit check.
But these products are always credit bureau credit cards. Since you can go down with a credit line and the risk of debt is there. The provider must then secure by a credit bureauabfrage about your payment reliability.
A credit card with credit line despite negative credit bureau does not exist. This is considered by the credit card providers as too risky. More below!
But there are a few credit cards that are very similar to the real credit card.
Many vendors advertise that they can get a nearly real credit card with bad credit bureau. Others advertise with a Mastercard without credit bureau with credit line, this is a so-called Mastercard Gold.
It is also often talked about a revolving credit card without credit bureau. This is in the true sense of the word a “credit” card. With this card, you actually get a loan.
The interest and how much you can withdraw, however, go back to your credit rating. Thus, the dream of the credit card with credit line without proof of income has burst at least with the Revolving credit card.
Credit card with credit line without credit bureau
Many providers advertise so no credit bureau request to make. From experience I can say that this is not true. Most providers still make a credit bureau request! And only with simple or “easy” credit bureaueinträge a credit card is then usually awarded.
Credit card with disposition frame
With ForteCredit you also get a credit card with negative credit bureau FisoGold offers a Master Card Gold, which can be applied for online, without insurance.
It offers a credit card with 5,000 euro availability (as of April 2018). The frame may not be less than 1000 euros. The disposition framework should not be confused with the credit line.
If you settle the payment requests on time, this credit limit will increase more and more over time. The company thus checks itself your repayment behavior and decides how high the disposition frame can be for you.
Credit card with 5000 € availability
FisoGold advertises also with a MasterCard, which is to offer a credit line up to 5000 euro. At these institutions, a credit card without a credit check with limits is guaranteed from time to time. But as mentioned above, this framework is not equivalent to overdrawing the card.
Also, a credit card with no proof of income can be applied for with these banks.
With these credit cards pre-charges are charged. Ouch. This hurts and is not meant for everyone. Please always check the current offers, as the providers change them unannounced and often.
The prepaid credit card
Another way to get credit cards are the so-called prepaid credit cards. For those who can not afford a traditional credit card, the prepaid credit card offered by many credit card companies is a great alternative. Even the largest credit card companies such as Visa, Master Card and American Express have prepaid credit cards in their assortment.
A prepaid credit card despite credit bureau’s entry works differently than traditional credit cards. They do not provide a credit line and have no credit limit, as usual, but work on a credit balance basis. This is not a credit card with a limit without a credit bureau entry, but credit cards with credit limits already exist, such as the Master Card Gold from TrueGold.
Anyway. You should improve your credit bureau Score and quickly get an online loan with immediate approval! Since the prepaid credit cards are often rather carelessly shaped and look rather cheap, advertise some providers with their embossed cards on credit. At least they look like real credit cards. For example, you can get embossed credit cards from VIABUY.
The credit card with dispo
Credit card with Dispo without credit bureau
There are so-called credit cards with Dispo, which basically work like prepaid credit cards. You have limited overdraft opportunities. However, it is also difficult to find a suitable provider for a credit card without credit bureau with Dispo.
But the benefits are obvious. After all, you do not have to repay immediately the total amount at once. In some cases, you can even figure out how many installments you want to pay back.
Is there a credit card despite negative credit bureau and without a prepaid system?
A credit card without credit bureau with installment is a possibility. Nevertheless, you are better off with a prepaid credit card.
A credit card form is for example the Prepaid MasterCard, which is offered with a checking account. No overdraft, no debt. With the prepaid credit card you can not overdraw the account and thus not get into debt.
The credit card provider has no risk and can provide you with this card very quickly. So no high overdraft interest, no penalty fees and no debt trap.
With the application for such a credit card also no credit bureau entry. With a prepaid credit card you can shop worldwide and shop online. In addition, a free credit card is much faster to obtain than other credit cards, since the lengthy credit check is eliminated.
Credit card despite negative credit bureau no prepaid
As already mentioned above there are actually providers on the internet who repeatedly advertise a credit card despite credit bureau credit bureau entry! But note that these are often dubious and there is a risk that additional fees may be agreed in the conditions.
Costs are charged before you have received a loan approval. You have to weigh yourself whether you want to take this risk or not. And you should always read and know all conditions and conditions down to the last detail so that you are not dissatisfied in retrospect.
Disadvantages of a prepaid credit card
A prepaid credit card is in no way inferior to a normal credit card. There are only a few exceptions where a prepaid credit card is not accepted. Car rental companies, for example, require credit card information to be covered in the event of additional costs caused by vehicle damage or a vehicle that has not been fueled. Even some classier hotel chains, which require a deposit from their guests, do not accept prepaid credit cards.
However, hotels also have the option to block the amount of the room and the deposit until departure on the card. In this way, they can withhold this amount in the event of damage or attempt of the guest to leave the hotel without paying. Another disadvantage is that the credit can be seized. However, there are also so-called P-accounts, which offer a Pfänderschutz. Prepaid credit cards are 100% granted, despite bad credit, despite bankruptcy, etc. Even prepaid credit card without credit bureau entry!
Another advantage of these credit cards is that if the card is lost or stolen, the account can not be emptied. Prepaid credit cards are also available as premium cards with bonus and rebate systems. Some cards are also offered with a prepaid deposit and have the same security factor as a classic credit card.
Prepaid credit cards in comparison
Most providers of prepaid credit cards charge a fee. Some providers of a prepaid credit card charge fees for transactions, which can thus already arise during the payment process or when charging the card, which is rare. Some charge an annual fee, for example, they only charge extra services, such as ATM use.
You should be careful with a foreign credit card without credit check. With these providers, it is not advisable to apply for a credit card with a credit line without credit bureau entry, because unfortunately it often happens that the deposit insurance is very low or sometimes does not exist and then the money is not protected in the event of bankruptcy.
Credit card without credit check with availability Austria or Germany
Local providers, with company stabs in your area are of course the safest provider you can turn to. Unfortunately, these also usually have higher demands and reject you more often. So you have to weigh yourself as much as you want to take risk.
Loans with the help of a prepaid credit card
Do you have a very low credit bureau score and no bank and no credit card provider would like to hand you a credit card? Ok, then you have the option to simply create a prepaid credit card. But what if you need a loan for a major purchase to pay bills or balance accounts?
Can I still get a loan despite seizure and credit bureau?
On the Internet, you can find some providers who are not only based on the estimates of credit bureau, but have developed their own lending system for loans. You can find private credit providers on the Internet, which can offer you even with short-term credit problems a personal loan.
Your options are either private loans, banks abroad that do not ask credit bureau query or special providers who offer financing without credit check.
What is the so-called Easy Credit?
On the Internet you will always find different names of credit cards. As for example. Easy credit offers. It is advertised with an online instant confirmation. If your information has been completely and correctly made, you will receive a binding pledge after receiving a positive credit bureau information.
You can look for a credit line just as you would for an easy loan. In both cases, the bank needs a confirmation of your creditworthiness.
Is there only a small loan with credit cards?
Even with small loans a credit bureau query takes place, because even with small amounts the creditworthiness of the applicant must be examined. However, some banks offer small loan amounts in the form of a framework credit.
Maxda, for example, arranges small loans up to a maximum of 3,500 euros.
What is the general situation of getting a personal loan?
A new trend from the US now allows you to get a personal loan from private investors. How does this work? In this case, providers bring together interested investors and potential creditors, giving them the opportunity to place personal loans.
Investors get a much better return than on a normal bank account and the credit seekers get, despite bad credit, the possibility of a cheap loan quickly.
However, you should be aware that these private providers, however, usually do not offer a non-credit bureau credit card with a credit line without a credit check. In this Varriante is mainly about a private person to get a loan.
An example of this is Trucredit Private serious loans are therefore also found on the Internet. But to find out if a loan offered on the Internet is serious, you have to research a bit longer.
The search and the finding of serious offers can take a lot of time. That’s why we have created our PREMIUM LIST for you. This list includes a group of selected and reputable lenders. The PREMIUM LIST is free.
What is a so-called lightning loan and how can I apply for it?
For a lightning loan it is sufficient to have a regular income that is above the seizure limit. Since lightning loans are often offered by banks from Switzerland, these loans are also referred to as Swiss loans.
Providers of such lightning loans can offer sums of between 3,500 to 5,000 euros. Since you can apply for this TackCredit online, an immediate promise is possible because the request can be processed quickly.
Real estate loan despite credit bureau – yes or no?
If you have a negative credit bureau, but the entries in the credit bureau are not so severe, it still pays to talk to a bank employee about a loan. If these entries are then still several months ago, there are opportunities for a so-called real estate loan despite credit bureau.
Very good, for example, is a high income or equity, a permanent employment contract and other collateral. If there are consumer debts, you have few chances for a real estate loan. In case of affidavit, arrest warrant or insolvency the chances are zero, even if the entry is already very old.
Incidentally, getting a credit card without a credit card is almost an impossible task if you have one of the above mentioned problems.
Car loan with negative credit bureau – how does it work in practice?
You can pay back in cash for an independent credit bureau-free car loan. For this you often get discounts from the dealer. The installment payment is agreed individually, also payment pauses can be scheduled. With a car loan you do not have to make deposits.
How and where can I find reputable loans online?
More and more banks offer a variety of different types of credit online. Difficult it is to get a fast loan commitment with existing payment difficulties and without specifying the intended use. If you want to know if a provider of credit is reputable and cheap or not, you should compare all providers very closely.
To find out if a loan is reputable, you also have to read the fine print. A reputable loan includes terms and conditions that regulate installment breaks or free special repayments. Serious loans have no upfront fees or other “fee-based clauses” in the contracts.
If a loan is reputable, it will not ask for blank transfers or salary assignments and no customer data will be passed on for promotional purposes. You have to pay attention to these things.
If you use our instant loan assistance, we will send you a group of selected reputable lenders, where you can quickly and easily apply for an instant loan.
Just use our search engine to find reputable lenders.
The possibilities to borrow from private individuals!
Personal loans can be obtained privately in the form of a loan. There are neither credit bureau queries nor credit bureau entries. A loan despite negative credit bureau entry is thus possible for the following cases.
- Loans with bad credit bureau
- Credit even with bad credit bureau
- Loans despite credit bureau
Credit for self-employed
Even for the self-employed offer private loans. Credit intermediaries such as Trucredit offer loans from private to private. Self-employed persons can thus be financed by interested investors.
Since no bank earns a good opportunity as a self-employed with this form of credit to get a cheaper loan than a conventional bank loan. Read more about it in my article: Self-employed Loans. Or how you can quickly ban a small loan up to an amount of 3,500 euros.
Is a microcredit reputable? Yes, because they are only small amounts, the credit provider is not exposed to such great risk and does not have to compensate for possible repayment defaults through cost traps.
The best way to get loans for the self-employed is personal loan. Private lenders are free to decide whether to lend a loan to the self-employed. These investors can also profit from it themselves.